Become a Partner — Utkarsham Microfinance
Partner Program

Start Your Own Financial Services Business

Refer loans, tax filing, banking, investments and verification services from your network and build a steady income — with training, backend support and a minimal investment to get started.

5 Partner TypesDSA to Business Associate
Minimal InvestmentLow Barrier to Start
70+ ServicesTo Refer & Earn On
Free TrainingProduct & Pitch Support
Pan-IndiaOnboarding Available
Partner Types

Choose the Partnership That Fits You

Whether you have a shop, a network, or just want to refer from your phone — there's a partner category built for you.

DSA
(Direct Selling Agent)

Source and refer loan, tax or banking clients directly, and earn commission on every case that closes.

Dealer

Run financial services alongside your existing shop or business, offering our full service range to walk-in customers.

Distributor

Build and manage a small network of sub-partners in your area, earning on the business your entire network brings in.

Referral Partner

Simply refer people you know — friends, family, colleagues — and earn a payout whenever their case is closed.

Business Associate

A deeper, ongoing partnership for those who want ownership of a full territory or client segment.

Why Partner With Us

Built for People Starting Out on Their Own

This program is designed for anyone who wants to start their own financial services business — no prior experience required.

Free Onboarding & Training

We walk you through every product, eligibility rule and pricing structure before you refer your first client — at no extra cost.

Full Backend Handled for You

Documentation, bank/department follow-up, CA/CS review and compliance — all handled by our team, so you focus only on referrals.

Live Case Tracking

Track every case you refer from submission to approval through your partner dashboard or WhatsApp updates.

On-Time Commission Payouts

Commission is calculated automatically once a case closes and paid directly to your bank account, on schedule.

One Wide Service Range

Refer across loans, tax & business registration, banking & cards, insurance & investments, and verification services — all under one partnership.

Dedicated Partner Desk

A direct point of contact for questions on eligibility, commission or a stuck case — never left waiting.

Getting Started

A Minimal Investment — Open to Anyone

You don't need a financial background, an office or a large team to start. The partner program is built around a minimal investment, so anyone serious about building their own financial services business can get started.

What matters more than capital is consistency — showing up for your network and following through on referrals. We handle the rest.

Minimal Investment to BeginNo large capital, office setup or inventory required to start referring.
No Prior Experience NeededFull training is provided regardless of your background.
Start Earning Within DaysOnboarding typically completes within a few days of applying.
How It Works

From Application to Your First Payout

A simple, structured roadmap to get you referring and earning.

01
Application & Basic Details

Share your basic details and the partner category you're interested in — DSA, dealer, distributor, referral partner or business associate.

Day 1
02
Verification & Onboarding

We verify your KYC and activate your partner ID, giving you access to the partner dashboard and referral tools.

Day 2–3
03
Product & Pricing Training

A short session walks you through every product across loans, tax, banking, investments and verification — plus your commission structure.

Day 4–5
04
Referring & Case Tracking

Refer clients through your dashboard or WhatsApp, and track every case live — from submission to approval.

Ongoing
05
Commission Settlement

Once a case closes, your commission is calculated and paid directly to your bank account — on time, every time.

Payout
FAQ

Partner Program, Answered

Everything you need to know before you apply

Do I need a financial background to become a partner?
No. We provide complete product and pitch training regardless of your background — many of our partners started with no prior experience in financial services.
How much investment is required to start?
The program is built around a minimal investment, keeping the barrier to entry low so anyone serious about starting their own financial services business can join. Exact details are shared during onboarding based on the partner category you choose.
Which partner category should I choose?
If you want to refer occasionally, start as a Referral Partner. If you run a shop or want to actively source clients, consider Dealer or DSA. If you want to build a small team, Distributor or Business Associate fits better. We help you decide during your application call.
How and when do I get paid?
Commission is calculated automatically once a referred case closes and is paid directly to your registered bank account, with a monthly settlement statement.
Can I be a partner alongside my existing job or business?
Yes. Most Referral Partners and many DSAs run this alongside a full-time job or an existing shop or business.

Ready to start your own financial services business?

Apply today — with a minimal investment and free training, you could be referring your first client this week.

+91 94538 98019 info@utkarshammicrofinance.com support@utkarshammicrofinance.com Plot 10, 11 Vishnupuri Colony, Jankipuram, Lucknow, UP — 226021