Insurance, Demat & Investments — Utkarsham Microfinance
Investment Services · 2 of 3

Insurance, Demat & Investment Services

Motor insurance, demat & trading accounts with top brokers, mutual funds and digital gold — matched to your risk profile and goals, all from one desk.

Get Free Assistance
5 Insurance Options
5 Broker Demat Accounts
Mutual Funds & Digital Gold
Pan-India Assistance
Also on this desk: Bank Accounts & Credit Cards CIBIL, Verification, PAN & Bill Payments

Motor Insurance

Two wheeler, car and comprehensive motor insurance with digital, instant issuance — we compare quotes across insurers so you get the right cover at the right price.

Instant Digital Policy IssuanceGet your policy the same day, fully online.
Third-Party & Comprehensive CoverChoose the cover level that matches your vehicle and budget.
Renewal RemindersWe track your policy expiry so cover never lapses.

Insurance Options

5 Options
Two Wheeler Insurance Car Insurance Bike Insurance (Digital & Instant) Car Insurance (Instant Renewal) Motor Insurance (Third Party & Comprehensive)

Demat & Trading Accounts

Start investing in stocks, mutual funds and bonds with a demat account from a broker matched to your trading style — low brokerage for active traders, full-service for beginners.

Broker Matched to Your NeedsDiscount or full-service, based on how you plan to invest.
Fast Digital OnboardingKYC and account activation usually within 1–2 days.
Bank-Linked for Instant SettlementYour demat is linked to your bank for seamless trading.

Demat & Trading Accounts

5 Brokers
Bajaj Finserv Securities Demat Account Upstox Demat Account Kotak Securities Demat Account AngelOne Demat Account Motilal Oswal Demat Account

Mutual Funds & Digital Gold

Start a SIP in mutual funds or buy digital gold in small amounts — simple ways to build long-term wealth without needing a demat account or large capital.

Start with Small AmountsSIPs and digital gold both allow investing from a few hundred rupees.
Goal-Based GuidanceWe help match the product to your time horizon and goal.
Fully Digital SetupAccount setup and first investment, done online.

Investment Options

3 Options
Axis Mutual Fund Aditya Birla Capital Digital Gold Jar Digital Gold
How It Works

From Enquiry to Invested

A simple, four-step process handled end-to-end by our investment desk.

01
Understand Your Goal

We ask what you're investing for and your risk comfort before recommending anything.

02
Product Matching

We shortlist the insurer, broker or fund that fits your profile.

03
Digital Onboarding

KYC and account/policy setup completed online, with our support.

04
Ongoing Tracking

We track renewals, maturity and portfolio check-ins over time.

FAQ

Investment & Insurance, Answered

Everything you need to know before you get started

Do I need a large amount to start investing?
No — SIPs and digital gold both let you start with a few hundred rupees. We'll help you pick an amount that fits your monthly budget.
How do you choose which broker or insurer to recommend?
We compare charges, service quality and product fit against your specific need — trading frequency for brokers, vehicle type and usage for insurance — before recommending anything.
Can I open a demat account without any market knowledge?
Yes. We recommend full-service brokers with guidance for beginners, and can also start you with simpler mutual fund SIPs first.
Will you remind me before my insurance policy expires?
Yes — we track renewal dates and reach out before expiry so your cover never lapses.
Is the first consultation free?
Yes. We review your goals and give you clear options before any payment is made.

Ready to get insured or start investing?

Tell us your goal — cover, growth or savings — and we'll match you to the right product.

Get Free Assistance Talk to Investment Desk
+91 94538 98019 info@utkarshammicrofinance.com support@utkarshammicrofinance.com Plot 10, 11 Vishnupuri Colony, Jankipuram, Lucknow, UP — 226021