CIBIL, Verification, PAN & Bill Payments โ€” Utkarsham Microfinance
Verification & Utility Services ยท 3 of 3

CIBIL, Verification, PAN & Bill Payments

Credit score checks across all 4 bureaus, identity & document verification, PAN card services and everyday bill payments โ€” one desk for every routine financial task.

4 Credit Bureaus
6 Verification Types
4 PAN Services
11 Bill & Utility Payments

CIBIL & Credit Score Check

Check your credit score across all four major bureaus โ€” Equifax, Experian, CRIF Highmark and TransUnion CIBIL โ€” so you know exactly where you stand before applying for any loan or card.

All 4 Bureaus CoveredScores can differ across bureaus โ€” we help you check every one.
No Impact on Your ScoreA self credit check is a soft enquiry and doesn't lower your score.
Dispute & Repair SupportFound an error? We help you file disputes to correct it.

Credit Score Check Options

4 Bureaus

Active Verification Services

Instant identity, address and document verification โ€” used for tenant checks, employee onboarding, KYC and any situation where you need to confirm a document is genuine.

Instant, API-Based ChecksMost verifications return a result within seconds.
Bank Account Penny-Drop VerificationConfirm account ownership before making a payment.
Used for KYC, Hiring & Tenant ChecksA single verification desk for every use case.

Verification Services

6 Types

PAN Card Services

New PAN card applications, corrections and resuming an incomplete application โ€” handled end-to-end so you don't have to navigate the process yourself.

Aadhaar-Based Instant PANFastest route for a first-time PAN card.
Correction & Update SupportFix name, date of birth or photo errors on your PAN.
Resume Stuck ApplicationsWe help pick up applications that got stuck midway.

PAN Card Services

4 Services

Bill Payment & Utility Services

Every recurring household and business bill, paid from one place โ€” mobile and DTH recharge, electricity, water, gas, broadband, FASTag, EMIs and municipal tax.

All Providers SupportedEvery major electricity board, telecom and gas provider covered.
Instant Payment ConfirmationGet a receipt immediately after every payment.
Never Miss a Due DateWe can remind you before recurring bills fall due.

Bill & Utility Payments

11 Services
How It Works

From Request to Resolved

A simple, four-step process handled end-to-end by our verification & utility desk.

01
Share Your Requirement

Tell us what you need checked, verified, applied for or paid.

02
Details & Documents

We confirm exactly what information or documents are required.

03
Processing

Your check, verification, application or payment is processed.

04
Confirmation

You get a clear result, receipt or confirmation the same day.

FAQ

Verification & Utility, Answered

Everything you need to know before you get in touch

Will checking my credit score lower it?
No. Checking your own score is a soft enquiry and has no effect on your credit score, no matter how many times you check.
How fast are the verification checks?
Most identity and document verifications return a result within seconds to a few minutes, since they're run through official verification APIs.
Can you help if my PAN application is stuck?
Yes โ€” we can resume an incomplete PAN application and help resolve whatever caused it to stall.
Which bill payment providers do you support?
We support all major electricity boards, water and gas utilities, telecom operators, DTH providers, FASTag issuers and municipal bodies across India.
Is there a fee for these services?
Any applicable service fee is shown upfront before you confirm โ€” no hidden charges added afterward.

Need a check, verification or payment done today?

Tell us what you need โ€” credit check, verification, PAN or a bill payment โ€” and we'll take it from there.

+91 94538 98019 info@utkarshammicrofinance.com support@utkarshammicrofinance.com Plot 10, 11 Vishnupuri Colony, Jankipuram, Lucknow, UP โ€” 226021